I called each asking, "What's the max credit limit for your card?" Plus, I unexpectantly obtained another credit limit increase from both issuers in the last week. Plus, they both update your payments to your available credit limit extremely quickly, no five or ten day wait, especially after your card reaches its three month(90 day) mark.Īnyway, as stated, when they say they are going to increase your limit, they do it. They both report to "ALL" three credit bureuas every month, on time, no missed reporting ike Ally and no "No Info'" like what Citi did to me, when i allowed my balances to report at zero for two consecutive months. Yes, both of mine came with an annual fee, Mission Lane $29.00, Merrick Bank $39.00, but I've read posts where people have been approved wth no annual fee for the Merrick Bank, so you might be lucky enough to obtain the card without an annual fee(I wouldn't count it, however). Personally, I like to only recommend products I've used and I've used them both and they are exceptional, obviously, nowhere close to the best, no rewards or anything like that, but they are unsecured lines of credit for those with baad credit and are looking to rebuild and they serve their purposes. I've had my credit limits increased as advertised, when adverstised and four months later they increase my limits, again, unexpectantly. She also leads Ally's commercial banking division, where the bank works with middle-market companies.The Merrick Bank(unsecured) and the Mission Lane(formally) LendUp, are two sub-prime issuers who do exctly what they promote. She leads the company's deposit platform, its investment arm, its mortgage lending business, its personal lending arm, its recent expansion into credit cards and its Community Reinvestment Act program. "We will not speculate on the candidates." "The Board has engaged a leading global executive search firm to help ensure we bring on the best possible candidate," the spokesperson said. "We have the utmost confidence these powerful, customer-centric businesses, headed by experienced and strong leaders, will maintain their momentum," the Ally spokesperson said.Īlly declined to share any updates on the search for a new CEO or whether its board is considering any internal candidates for the post. The Ally filing said that Morais is staying on to provide "seamless support to the new CEO." The company disclosed her planned departure Tuesday in a filing to investors, which said that Morais "has been considering retirement from the Company to pursue new opportunities."īrown, Ally's longtime CEO, is staying at Ally until Jan. Morais plans to stay on as Ally's president of consumer and commercial banking until July 1. "From launching the first all-digital bank during the Great Recession - recognizing the world didn't need another bank, it needed a better one - to being the first to eliminate overdraft fees, Di's vision and leadership led the entire industry to a more customer-centric focus on what's right," an Ally spokesperson said in a statement.
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